Privacy Statement

Privacy Statement
 
Moneybook2u.Com, hereby referred to as “we”, “us”, “our”, “Moneybook2u.Com”, or any term specifying inner company relations, retains certain privacy rights to our users. Users have the right to choose where their data is used. Persons who read this policy hereby understand that their data distribution is under the discretion of the user themselves. We do not log user data where the user is not logged into our system.
 
MONEYBOOK2U.COM IS NOT RESPONSIBLE FOR LOST, CORRUPTED, DAMAGED, OR OTHERWISE MISUSED OR ABUSED DATA IN THE EVENT OF A SYSTEM BREACH. THOUGH WE TRY VIGOROUSLY TO PREVENT DATA LEAKS OR UNAPPROVED DATA ACCESSIBILITY, WE ARE NOT RESPONSIBLE FOR THE PRACTICES IN WHICH YOUR DATA IS TRIED.
 
Sensitive data (e.g. passwords, IP [internet protocol] addresses, or user-agents) is unable to be read by a first, second, or third party person or application.
 
UNLESS SPECIFIED BY AN AUTHORATIVE WARRANT OF THE END USER COUNTRY, DATA WILL NOT BE PROVIDED UNLESS IT MAY HARM THE WELL-BEING OF OTHER USERS ON OOMEM OR THREATENS THE WEBSITE USABILITY ITSELF.
 
Data which can be viewed by the permissions of a guest user (a person who is in a logged-out state) is also viewable to any third party application or internal user.
 
While we attempt to limit the accessibility of hidden profiles on third party applications (specifically search engines) we cannot guarantee the removal of links to your Moneybook2u.Com profile. To ensure a completely private profile, enable all privacy settings via HTTP at http://www.moneybook2u.com/members/settings/privacy
 
Third party applications are limited to the data they can utilize and access without granted permission from the account owner.
 
WE ARE NOT RESPONSIBLE FOR BREACHED OR UNWANTED ACCESS TO ACCOUNT WHEREIN THE ACCOUNT OWNER GAVE THEIR INFORMATION TO THE PUBLIC. GRANTED DATA IS THE FAULT OF THE END USER.
 
Detailing how third parties interact with your data: said party must have granted permission by you to view your special data. A third party is not a controllable entity. Once you approve a third party to access your data, they have access to everything but sensitive data. You have the right to revoke access from a third party accessing your current data however it’s not guaranteed that the third party doesn’t have a duplicate of your data.
 
APPLICATIONS FOUND GUILTY OF ABUSING USER DATA WILL HAVE THEIR LISTING REVOKED AND ALL CONNECTIONS BETWEEN USER AND APPLICATION.
 
Questions, comments, or concerns regarding user privacy can be addressed by contacting via HTTP at http://www.moneybook2u.com/help/contact . Issues with this document regarding specific privacy laws should be brought up by contacting us via a government authority - otherwise no action will be taken regarding the issue.
 
PRIVACY STATEMENTS NOT OUTLINED IN THIS DOCUMENT ASSUME THE END USER’S COUNTRY PRIVACY LAWS.
 
Contact us via HTTP at http://www.moneybook2u.com/help/contact if you feel your data has been uprightly exposed or abused in anyway by a registered third party application.
 
 
All trademark and service marks appearing on Moneybook2u.Com, which do not belong to Moneybook2u.Com , are the property of their respective owners.
 
What information do we collect? 
 
We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey, fill out a form or anything you do . 
 
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number, credit card information, social security number or facebook information. You may, however, visit our site anonymously.
 
Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..
 
What do we use your information for? 
 
Any of the information we collect from you may be used in one of the following ways: 
 
; To personalize your experience
(your information helps us to better respond to your individual needs)
 
; To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)
 
; To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)
 
; To process transactions
We may share or sell information with third parties for marketing or other purposes without your consent.
 
; To administer a contest, promotion, survey or other site feature
 
 
; To send periodic emails
The email address you provide for order processing, will only be used to send you information and updates pertaining to your order.
 
 
How do we protect your information? 
 
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. 
 
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to?keep the information confidential.
 
After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.
 
Do we use cookies? 
 
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
 
We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.
 
If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders over the telephone or by contacting customer service.
 
Do we disclose any information to outside parties? 
 
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
 
Third party links 
 
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
 
California Online Privacy Protection Act Compliance
 
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
 
As part of the California Online Privacy Protection Act, all users of our site may make any changes to their information at anytime by logging into their control panel and going to the 'Edit Profile' page.
 
Childrens Online Privacy Protection Act Compliance 
 
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
 
Online Privacy Policy Only 
 
This online privacy policy applies only to information collected through our website and not to information collected offline.
 
Terms and Conditions 
 
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at http://www.moneybook2u.com
 
Your Consent 
 
By using our site, you consent to our websites privacy policy.
 
Changes to our Privacy Policy 
 
If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. 
 
Moneybook2u.Com + Privacy Policy + 3
 
This Privacy Policy covers how Moneybook2u.Com treats your personal information that it collects when you access or use the Moneybook2u.Com Network. This Privacy Policy also covers Moneybook2u.Com's 
 
treatment of any personally identifiable information that its business partners, users, Third Party Providers and other parties share with Moneybook2u.Com. This policy does not apply to the practices of 
 
companies that Moneybook2u.Com does not own or control.
 
Please read this Privacy Policy carefully so that you can make an informed decision about using and accessing the Moneybook2u.Com Network. INFORMATION PROVIDED BY YOU AND COLLECTED ABOUT YOU 
 
MAY BE MADE PUBLICLY AVAILABLY EXCEPT TO THE EXTENT PROHIBITED BY LAW. By using or accessing the Moneybook2u.Com Network, you consent to the information collection and use practices described 
 
herein.
 
The definitions set forth in the Moneybook2u.Com Terms of Service shall have the same meanings herein this Privacy Policy.
 
1. Introduction
 
Moneybook2u.Com is meant for users to provide information to develop, retain, and expand connections, intelligence and targeted Services from information provided by and through your use of the 
 
Moneybook2u.Com Network. Moneybook2u.Com works to fulfill this mission by developing smart algorithms, technology and services that help you, your connections, and millions of users worldwide meet, 
 
exchange ideas, content, applications, find opportunities, and meet new friends and contacts.
 
Being part of the Moneybook2u.Com Network means sharing information about you with other users, communicating with them and being communicated with. By default, your Account is set up to share the 
 
information that Moneybook2u.Com has found the majority of its users are interested in sharing. However, you may decide whether you want to share, or not share some of this information by editing your 
 
profile and share settings.
 
A. No information from users under 18
 
If you are under age 18, please do not attempt to register, access, or download for any Services offered on, through or by the Moneybook2u.Com Network or provide any personal information about yourself. 
 
Moneybook2u.Com does not intend to collect, retain, or use any personal information about users under age 18 and will act to delete that information as quickly as possible upon receiving actual notice of such 
 
information. If you believe that Moneybook2u.Com might have any information from a person under age 18, please contact Moneybook2u.Com at moneybook2u@live.com.
 
2. Information Collection
 
Moneybook2u.Com collects personally identifiable information when you access or register for an Account, when you use or purchase certain products or services offered by or through the Moneybook2u.Com 
 
Network, and when you visit web pages hosted on the Moneybook2u.Com Network. Moneybook2u.Com may also receive personally identifiable information from third parties, including but not limited to Third 
 
Party Providers.
 
Moneybook2u.Com also collects your information in the following ways:
 
A. Information you provide to us:
 
When you sign up and during your use of the Moneybook2u.Com Network, Moneybook2u.Com may ask for your first name, last name, time zone, zip/postal code, country, state, city, email, birth date, gender, 
 
phone number, mobile phone carrier, and other personally identifiable information. Once you provide any part of this data, you are not anonymous to Moneybook2u.Com.
Moneybook2u.Com gives you the opportunity to connect with your friends, contacts, other users, and to customize the Services by providing data and information. For example, you may add a picture of 
 
yourself to your profile or provide other information about yourself to connect with other users who share similar interests and common criteria such as, but not limited to, your city, hometown, family, hobbies, 
 
relationships, connections, place of work, networks, activities, interests, political views, religion and places.
One of the primary reasons people access, view or otherwise use the Moneybook2u.Com Network is to share content with others. Examples of content include, but are not limited to, when you update your 
 
status, create a wall or blog post, upload or take a photo, upload or record a video, share a link, make a comment, write something on someone's wall or comment on their blog, write a note, or send someone 
 
a digital gift, image or message. If you do not want Moneybook2u.Com to store metadata associated with content you share on the Moneybook2u.Com Network, please remove the metadata before uploading 
 
the content. If you do not, you should assume it will be available to any viewer of that content.
 
Some of your information such as country, state, and city of residence, gender, age, name, and other information may be automatically placed in your Profile. You can select to hide some of this information 
 
from other members of the Moneybook2u.Com Network by editing your profile and preferences. Please note that even if you request to update or hide some information, such information may still reside in 
 
Moneybook2u.Com backups and archives and may remain viewable elsewhere if it had been shared with others. In addition, you can choose to tell other users of the Moneybook2u.Com Network more about 
 
your hobbies, interests, hometown, high school, college, and much more. You can fill out as much or as little as you like. The more you fill out the more likely that you'll be able to meet other users based on the 
 
things that you have in common. Some information you cannot hide.
 
In some cases Moneybook2u.Com may ask for additional information for security reasons or to provide specific services to you.
Moneybook2u.Com may retain the details of transactions or payments you make on or through the Moneybook2u.Com Network, including mobile phone number, carrier and details for mobile transactions. If you 
 
do not want Moneybook2u.Com to store your payment source account number, including mobile phone number, you can contact Moneybook2u.Com to remove it at moneybook2u@live.com.
Also you may be requested to register your mobile phone, pager, or other mobile device to receive mobile products and services, the ability to charge purchases to your mobile phone invoice, text messages, 
 
notifications, and other services. If you select to register a mobile phone, pager, or other mobile device you must provide your mobile carrier and your mobile phone number. Depending on your carrier, You 
 
may also need to provide the validation code that Moneybook2u.Com will send to your mobile phone, pager, or other mobile device to ensure it belongs to you.
 
Moneybook2u.Com offers contact importer tools that by using you authorize Moneybook2u.Com to manually or automatically access, upload, and store your friends' names, communication history, email 
 
addresses, display names, and other related account details and data so that you can find your friends on the Moneybook2u.Com Network, invite your contacts to join the Moneybook2u.Com Network 
 
(“Invitations”), and enable Moneybook2u.Com to suggest people you may know. Invitations to your contacts may either be sent to the user's profile, inbox on the Moneybook2u.Com Network or email address. 
 
Invitations may include the names, email addresses, and other uploaded information about you and/or the contacts accessed through the contact importer tool. Your contacts receiving Invitations (including 
 
reminders) will have access to your email address, name and profile because it will be sent on your behalf and may use your name and email address. You may not invite anyone you do not know and trust to 
 
connect with you. Invitations include invitation reminders and may contain special promotions offers from Moneybook2u.Com and others, including Third Party Providers that are of a commercial nature. 
 
Further, by using the contact importer tool, you represent that you have authority to authorize Moneybook2u.Com to contact these persons on your behalf, and to access and store the data about you and your 
 
contacts. All information that you enter or upload, or authorized Moneybook2u.Com to access, obtain and store by using the contact importer tool, about you and your contacts will be covered by the Terms of 
 
Service and this Privacy Policy.
 
By using the Moneybook2u.Com Network, you appoint Moneybook2u.Com to be your agent and authorize Moneybook2u.Com to store, in your profile, your usernames and passwords to other web site services (“
 
Other Sites”) and to act on your behalf to access and interact with such Other Sites for purposes of (i) unifying access to your accounts on Other Sites from a single login on the Moneybook2u.Com Network, (ii) 
 
retrieving information from, and submitting information to, Other Sites, including but not limited to photos, profile information, friends, posts, communications, applications, use and communication history and 
 
other related data (iii) ensuring your preferences are automatically set to receive your Moneybook2u.Com emails and (iv) providing value-added services and features to enhance your experience inside the 
 
Moneybook2u.Com Network and Other Sites such as inviting your friends to connect with you on the Moneybook2u.Com Network, displaying people you may know and customizing services offered by 
 
Moneybook2u.Com or Third Party Providers and partners.
 
Moneybook2u.Com may assign you a temporary Account ID and password or you may select an Account ID and password. An Account ID may be your email address or mobile phone number. Your may use your 
 
Account ID and password to login to the Moneybook2u.Com Network. Your Account ID cannot be changed and will be visible to the public.
 
 
B. Customer Service
 
Moneybook2u.Com may also collect information through the Moneybook2u.Com Network or through your interactions with Moneybook2u.Com customer service in order to, among other things, accurately 
 
categorize and respond to customer inquiries and investigate breaches of the Terms of Service or to maintain the integrity of the Moneybook2u.Com community and the Services.
 
C. Site Usage, IP addresses, Cookies & Advertising
 
Moneybook2u.Com uses cookie information and web log files to track usage and trends and to improve, customize, and enhance your user experience and to deliver third-party advertising to users both on and 
 
off the Moneybook2u.Com Network. A "persistent" cookie will allow Moneybook2u.Com to recognize you when returning to the Moneybook2u.Com Network (web and mobile) so you will not need to login again. 
 
However, if you log out at the end of your session, you may need to login the next time you visit the Moneybook2u.Com Network.
"Session" cookies are also used to identify and your actions during a specific session. Session cookies will expire after a period of time or when you close your browser.
Moneybook2u.Com allows other companies that present advertisements on the Moneybook2u.Com Network to set and access cookies on your computer. Other companies' use of their cookies is subject to their 
 
own privacy policies, not this one. Advertisers and other companies do not have access to Moneybook2u.Com cookies.
 
Moneybook2u.Com allows other companies and ad networks, including but not limited to advertisement agencies, advertisement technology firms, third party ad servers, partners and research firms, to serve 
 
advertisements to users. Further Moneybook2u.Com allows the use of web beacons that allow Moneybook2u.Com and others to track, obtain data, optimize performance, audit, research, report and target 
 
advertisements to you. In the course of serving advertisements to this site, a Moneybook2u.Com third-party advertiser partner may place or recognize a unique "cookie" on your browser.
 
Sometimes advertisers use technological methods to personalize the advertising content being offered to you. Moneybook2u.Com may allow the combination of advertisement content with relevant information 
 
about you and your settings, contacts and site usage to make Services, content and advertisements more targeted to you, help you find new people or products, or reconnect with existing connections in new 
 
ways.
 
Moneybook2u.Com may also automatically receive and record information on its server logs from your web or mobile browser including your IP address, cookie information, the page you requested, and the 
 
data and information contained on such pages. Moneybook2u.Com uses such information for three general purposes: 1) to customize the Services, content and advertising you see, 2) to fulfill your requests for 
 
certain products and Services, and 3) to contact you about specials and new products from Moneybook2u.Com, its partners, and Third Party Providers.
 
Your mobile phone number may be used to associate, identify and track your actions and charge on your behalf purchases to your mobile carrier account. Moneybook2u.Com may use the information to 
 
manage or improve the website, track usage, to protect the rights or property of Moneybook2u.Com users and of others, and to bill and collect monies for purchases.
 
Moneybook2u.Com may collect and use for commercial or other reasons the fact that you use certain features, functionality, and services offered by Moneybook2u.Com and Third Party Partners on and through 
 
the Moneybook2u.Com Network, including interactions and usage patterns.
 
Moneybook2u.Com may track some of the actions you take on the Moneybook2u.Com Network, such as adding connections (for example: following a person or blog or adding a new friend), uploading a photo, 
 
sending a digital gift, indicating you “like” a wall post or comment, attending an event, interactions with an application, including Platform Applications and information, data, or content you provide to 
 
Moneybook2u.Com. For example, if you send a digital gift, in addition to storing the actual digital gift you uploaded, Moneybook2u.Com might log the fact that you shared it and whom you shared it with.
Moneybook2u.Com also receives the URL you visited prior to accessing the Moneybook2u.Com Network, the internet protocol (“IP”) address of your computer (or the proxy server you use to access the world 
 
wide web), your computer operating system and type of web browser you are using, email patterns, mobile device operating system (if accessing Network via mobile), as well as the name of your ISP or your 
 
mobile carrier. Moneybook2u.Com uses this information to analyze overall trends to help improve the Services offered to you by Moneybook2u.Com and Third Party Providers.
 
D. Linked Accounts and Services
 
If you link your Moneybook2u.Com Account to another account or service, or use other, third-party sites or services in conjunction with your Moneybook2u.Com Account, or provide Moneybook2u.Com your login 
 
credentials for other third-party sites or services, Moneybook2u.Com may collect information related to your use of third party sites and services accessed through or by the Moneybook2u.Com Network or when 
 
you access the Moneybook2u.Com Network through a third-party site or service.
 
E. Third Party Providers, Platform Developers and Platform Applications
 
Moneybook2u.Com does not own or operate the applications, services, content, images, data or websites that you purchase and use through the Moneybook2u.Com Network offered by Third Party Providers 
 
including but not limited to Platform Developers, advertisers, and blog content providers (such as blogs, games, videos and utilities). Whenever you connect with a Platform Application, service, content, image, 
 
data or website offered by Third Party Providers, Moneybook2u.Com may receive information from them, including information about actions you take. In some cases, in order to personalize the process of 
 
connecting, Moneybook2u.Com may receive a limited amount of information even before you connect with said service.
 
Moneybook2u.Com may have programs, or commence programs, with advertisers, Third Party Partners and other websites in which they share information with Moneybook2u.Com. For example, 
 
Moneybook2u.Com may ask advertisers how Moneybook2u.Com users responded to the ads showed them on the Moneybook2u.Com Network and other sites on the world wide web (and for comparison 
 
purposes, how other users who didn't see the ads acted on their site). This data sharing, commonly known as “conversion tracking,” helps Moneybook2u.Com measure advertising effectiveness and improve the 
 
quality of the advertisements you see.
 
F. Other Users
 
Moneybook2u.Com may receive information, data, and images about and of you from other users. Moneybook2u.Com may collect information about you from other users, such as, but not limited to, when a 
 
friend tags you in a photo, video, or place, provides friend details, or indicates a relationship with you.
 
G. Information About Your Rights
 
You have a right to access, modify, correct and eliminate the data you supplied to Moneybook2u.Com. If you update any of your information, Moneybook2u.Com may, but is not required to, keep a copy of the 
 
information that you originally provided in its archives. You may request deletion of your information at any time by contacting Moneybook2u.Com customer service at moneybook2u@live.com. 
 
Moneybook2u.Com will respond to your request within 30 days or such time as is prescribed by law.
 
3. Information Sharing and Disclosure
 
A. Consent
 
The information you provide to Moneybook2u.Com may reveal, or allow others to identify, your nationality, ethnic origin, religion, gender, age, geography, or other aspects of your private life. By providing 
 
information to Moneybook2u.Com for the purposes of creating, modifying, or supplementing your Account or adding any additional details to your profile, you expressly and voluntarily accept the terms and 
 
conditions of this Privacy Policy and Terms of Service that allow Moneybook2u.Com to collect, retain, and use information about you. Supplying information to Moneybook2u.Com, including any information 
 
deemed “sensitive” by applicable law, is entirely voluntary on your part. You have the right to withdraw your consent to Moneybook2u.Com's collection and processing of your information at any time, in 
 
accordance with the terms of this Privacy Policy and Terms of Service, by editing your Profile, changing your personal settings, or by closing your Account, but please note that your withdrawal of consent will 
 
not be retroactive.
 
B. Moneybook2u.Com Network Communications
 
Moneybook2u.Com will communicate with you through email and notices posted on the Moneybook2u.Com Network, messages to your Account inbox, or through other means available through the Services, 
 
including text messages. Moneybook2u.Com may also send you email advising you about the features of the Services, service messages, or promotional information directly or on behalf of Moneybook2u.Com 
 
partners, unless you have opted out of receiving such promotional information.
 
You can change your e-mail and contact preferences at any time by logging into your account and changing your settings related to your email notification choices. If you wish, you can also opt-out of receiving 
 
promotional emails by sending a request to moneybook2u@live.com or by using the unsubscription mechanism in any email sent to you by Moneybook2u.Com.
 
Please be aware that you cannot opt-out of receiving non-commercial service messages from Moneybook2u.Com. If you wish to stop receiving such messages, You must terminate your Account. Also, if 
 
Moneybook2u.Com sends communications to you via a mobile carrier service, and fees apply under your mobile plan, you understand you will pay any service fees associated with your receipt of messages on 
 
your mobile device (including text messaging charges).
 
C. User Communications
 
Some of the communications you initiate through the Moneybook2u.Com Network, including but not limited to Invitations, may list your email address, profile, display name and given name in the header, 
 
subject line, message body, and reply to field. Messages you initiate may also provide information about your profile, connections, preferences, interests and information.
 
D. Customized Content
 
Moneybook2u.Com uses information to customize your experience on the Moneybook2u.Com Network. For example, when you login to your Account, Moneybook2u.Com may display the names of users you 
 
may know or recent status updates from your connections.
 
E. Sharing Information with Third Parties
 
Moneybook2u.Com will not sell or rent your personally identifiable information to anyone other than as specifically noted herein. Notwithstanding the foregoing, Moneybook2u.Com may sell and/or transfer your 
 
personally identifiable information to an affiliate or subsidiary or to any successor-in-interest as a result of a sale of any part of the Moneybook2u.Com Network or business or upon the merger, reorganization or 
 
consolidation of Moneybook2u.Com with another entity.
 
Moneybook2u.Com may provide personally identifiable information about you to other companies or people when:
 
Moneybook2u.Com has your consent to share the information;
Moneybook2u.Com determines it needs to send the information to companies who work on behalf of or are partners with Moneybook2u.Com to provide a product or service to you, for example, when you enter 
 
into a transaction or make a payment on the Moneybook2u.Com network, Moneybook2u.Com may be required to provide certain information to a third party in order to complete the transaction; or
Moneybook2u.Com responds to subpoenas, court orders or legal process Moneybook2u.Com may also provide aggregated anonymous data about its users' usage of the Services to third parties for purposes that 
 
Moneybook2u.Com deems, in its sole discretion, to be appropriate, including to prospective advertisers on the Moneybook2u.Com Network.
 
Moneybook2u.Com also offers a “public profile” feature that allows users to publish portions of their profile to the public internet such as your name, profile picture, and connections. This public profile is what a 
 
third party search engine may display when someone searches for your name, blog, or specific term displayed on your public profile. Such “public profile” information may, for example, be indexed by third 
 
party search engines, and be imported, exported, distributed, and redistributed by Moneybook2u.Com and others without privacy limitations. Such information may also be associated with you, including your 
 
name and profile picture, even outside of the Moneybook2u.Com Network, such as on public search engines and when you visit other sites on the internet. The default privacy setting for certain types of 
 
information you post on the Moneybook2u.Com Network is “public profile.” Users may opt-out of this feature by deleting their account or editing what is displayed; however, Moneybook2u.Com does not warrant 
 
how often third-party search engines update their caches, which may contain outdated public profile information.
 
By default, Moneybook2u.Com makes certain information you have posted to your profile available in search results on the Moneybook2u.Com Network to help your other users find you. However, you can 
 
control who can see some of this information, as well as who can find you in searches, through your privacy settings. Moneybook2u.Com also partners with email and instant messaging providers to help their 
 
users identify which of their contacts are on the Moneybook2u.Com Network, so that Moneybook2u.Com can promote the Moneybook2u.Com Network to those users.
 
F. Working with Third Parties to Offer Services.
 
Moneybook2u.Com collaborates with Third Party Providers to offer services and functionality on and through the Moneybook2u.Com Network. If you choose to use or access a Third Party Provider service, 
 
content, or application (“TPP Service”) you may be asked to confirm acceptance of the privacy policy and/or user agreement of that Third Party Provider, which have not necessarily been reviewed or approved 
 
by Moneybook2u.Com . It is your choice whether or not to access, make use of, or proceed under any Third Party Provider terms.
 
When you connect with a TPP Service it may have access to some information about you including your and your connections' names, profile pictures, gender, user IDs, connections, purchasing trends, usage 
 
trends, and any content shared using the “public profile” setting. Moneybook2u.Com may also make information about the location of your computer or access device and your age available to Third Party 
 
Providers in order to help them implement appropriate security measures and control the distribution of age-appropriate content.
 
Please also note that because of Moneybook2u.Com's relationship with certain Third Party Providers, permission to access certain account information may be automatically granted to provide the combined 
 
services or functionality.
 
To revoke permission granted to a Third Party Provider at any time, please visit the settings page. If the relevant Third Party Provider is not listed, contact the Third Party Provider directly to delete your 
 
subscription with them. Note, however, that even if you revoke the permission granted to a Third Party Provider, your connections, other members of your network, or other users of the Moneybook2u.Com 
 
Network may still be using the TPP Service, so the TPP Service may still have access to certain information about you, just as those users do. That is why it is important to only connect to users you know and 
 
trust. To report any suspected misuse of information, contact Moneybook2u.Com customer service at moneybook2u@live.com. Moneybook2u.Com is not responsible for your use of or your inability to make use 
 
of any TPP Service, including the content, accuracy, or reliability of the service and the privacy practices or other policies of Third Party Providers.
 
In addition, in order to provide you with useful social experiences off of the Moneybook2u.Com Network, Moneybook2u.Com may occasionally need to provide some information about you to third party 
 
websites and applications that use the Moneybook2u.Com Network at the time you visit them (if you are still logged in to the Moneybook2u.Com Network). Similarly, when one of your friends visits such website 
 
or application, it may receive general information about you so you and your friend can be connected on that website as well (if you also have an account with that website).
 
G. When your connections use the Moneybook2u.Com Network
 
If your friend connects with an application, TPP Service or service, it will be able to access your name, profile picture, gender, user ID, and information you have shared on you “public profile.” It will also be 
 
able to access your connections, except it may not be able to access your friend list. If you have already connected with (or have a separate account with) that application, TPP Service or service, it may also be 
 
able to connect you with your friend on that application, TPP Service or service. If the application, TPP Service or service wants to access any of your other content or information (including your friend list), it 
 
will have to obtain specific permission from your friend. If your friend grants specific permission to the application, TPP Service or service, it will generally only be able to access content and information about 
 
you that your friend can access. In addition, it will only be allowed to use that content and information in connection with that friend. For example, if a friend gives an application access to a video you only 
 
shared with your friends, that application could allow your friend to view or print the video, but the application cannot show that video to anyone else.
 
Moneybook2u.Com provides you with a number of tools to control how your information is shared when your friend connects with an application, TPP Service or service. For example, you can use your privacy 
 
setting to limit some of the information your friends can access and you can delete your account. You can also disconnect from a friend if you are uncomfortable with how they are using your information.
 
H. Export or Syncing Information
 
You (and those you make your information available to) may use tools like RSS feeds, mobile phone address sync tools, address book applications, or copy and paste functions, to capture, export (and in some 
 
cases, import) information from your SMS.ac Network account, including your information and information about you. For example, if you share your phone number or photos with your friends, they may use 
 
third party applications to sync that information with the address book or photo album on their mobile phone or pc desktop.
 
I. Search
 
Moneybook2u.Com offers search services to help find information and learn more about other users (for example, you can search for users with that like Gardening ), as well as find desirable services and 
 
applications. Moneybook2u.Com uses information from your profile, contributions to services, applications, connections, location and other criteria about you to inform others about you and refine what results 
 
are shown to you.
 
J. Articles, Wall Posts, and other Community Applications
 
If you post on a Articles, wall, and other community application section of the Moneybook2u.Com Network, participate in voting, or selecting the designation of “like or dislike” about certain features/elements, 
 
you should be aware that any personally identifiable information you choose to provide there can be read, collected, or used by other users of these services, as well as other third parties, and could be used to 
 
send you unsolicited messages.
 
K. Testimonials
 
If you provide any testimonials about the Services or place advertisements on the Moneybook2u.Com Network, Moneybook2u.Com may publish those testimonials and examples of advertisements you place in 
 
connection with its promotion of these services on the Moneybook2u.Com Network and related promotion materials. Testimonials and advertisements may include your name and other personal information that 
 
you have provided.
 
4. Information You Share
 
A. Name and Profile Picture
 
The Moneybook2u.Com Network is designed to make it easy for you to find and connect with others. For this reason, your name and profile picture will always be part of your “public profile.” If you are 
 
uncomfortable with sharing your profile picture, you should delete it (or not add one).
 
B. Gender and Birth Date
 
In addition to name and email address, Moneybook2u.Com requires you to provide your gender and birth date. Moneybook2u.Com asks for your date of birth to verify that you are 18 or older. Because your date 
 
of birth and gender are required, you cannot delete them.
 
C. Other Information
 
Some of the content you share and the actions you take will show up on your friends' home pages and other pages they visit. You should also remember the following:
 
If another user tags you in a photo or video or at a place, you can remove the tag.
Even after you remove information from your profile or delete your account, copies of that information may remain viewable elsewhere to the extent it has been shared with others, it was otherwise distributed 
 
pursuant to this privacy policy, or it was copied or stored by other users.
You understand that information might be shared multiple times or copied by other users.
Certain types of communications that you send to other users cannot be removed.
When you post information on another user's profile or comment on another user's Articles, that information will be subject to the other user's privacy settings.
5. How Information is Used by Moneybook2u.Com
 
Moneybook2u.Com uses the information collected about its users to optimize, customize and enhance a better, safer, more intelligent, efficient, and customized experience. Here are some of the ways 
 
Moneybook2u.Com accomplishes that objective:
 
A. To Make Suggestions
 
Moneybook2u.Com uses your profile information, the addresses you import through the contact importer tools and other relevant information such as communications and usage history, to help you connect with 
 
people you may know, including making suggestions to you and other users that you connect with or suggest applications and services that might be of interest to you. For example, if another user imports the 
 
same email address as you do, Moneybook2u.Com may suggest that you connect with each other.
 
B. Make the Service Safer
 
Moneybook2u.Com uses information collected to provide the Services, to measure and improve the Services, and to provide you with customer support. Moneybook2u.Com also uses a variety of technological 
 
systems to detect and address undesirable activity and abuse such as spam. These efforts may on occasion result in a temporary or permanent suspension or termination of some functions for some users.
 
C. To Supplement Your Profile
 
Moneybook2u.Com may use information collected about you to create a starter profile or to enhance or supplement your profile (e.g. if you are tagged in a video or photo). In such cases Moneybook2u.Com may 
 
provide you the ability to remove the information (e.g. allowing you to remove the tagged photo, video) or modify its visibility on your profile.
 
D. To Help Connect You with Connections
 
Moneybook2u.Com allows other users to use contact information they have about you, such as your name and email address, to find you, including through contact importer tools and search.
 
6. Your Information Options
 
A. Editing your profile.
 
You may change or remove your profile information at any time by going to your profile page and clicking “Edit My Profile.” Information will be updated immediately.
 
B. Delete Uploaded Contacts
 
If you use the Moneybook2u.Com contact importer tool to upload addresses, you can later request invitations and reminders not be sent by you to your friends by contacting Moneybook2u.Com at 
 
moneybook2u@live.com
 
C. Deleting Your Account
 
If you want to stop using your account you may contact Moneybook2u.Com at moneybook2u@live.com
 
D. Limitations on removal.
 
If you close your Account, Moneybook2u.Com maybe remove your name and other personally identifiable information from being publicly viewable. If you close your Account, Moneybook2u.Com has no 
 
obligation to retain your information, and may delete any or all of your Account information without liability. However, Moneybook2u.Com may retain certain data contributed by you if Moneybook2u.Com 
 
determines it may be necessary to prevent fraud or future abuse, or for legitimate business purposes, such as analysis of aggregated, non-personally identifiable data, account recovery, or as required by law. 
 
Moneybook2u.Com may also retain and use your information if necessary to provide the Services to other users. For example, just as an email you may send to another person through an email service provider 
 
resides in that person's inbox even after you delete it from your sent files or close your account, actions you've taken on the Moneybook2u.Com Network such as wall posts you made, or photos you shared with 
 
other users, as well as your contributions to other Services and Platform Applications, may remain visible to others after you have closed your account. Similarly, other information that was otherwise distributed 
 
pursuant to your privacy settings, you have shared with others or other users have copied, may also remain visible. Moneybook2u.Com disclaims any liability in relation to the deletion or retention (subject to 
 
the terms herein) of information or any obligation not to delete the information. Moneybook2u.Com does not control when search engines update their cache, which may contain certain public profile 
 
information that has since been removed from the Moneybook2u.Com Network publicly viewable database.
 
If you have given third party applications or websites access to your information, they may retain your information to the extent permitted under their terms of service or privacy policies.
 
E. Non-user contact information.
 
If a user provides your email address to Moneybook2u.Com, and you are not a user of the Moneybook2u.Com Network but you want Moneybook2u.Com to delete your address, you can do so by contacting 
 
Moneybook2u.Com customer service at moneybook2u@live.com. However, that request will only apply to addresses Moneybook2u.Com has at the time of the request and not to any addresses that users provide 
 
later.
 
F. Memorializing Accounts
 
If Moneybook2u.Com learns that a user is deceased, Moneybook2u.Com may memorialize the user's account. In these cases Moneybook2u.Com may restrict profile access, remove messaging functionality, and 
 
close an account upon receipt of a formal request from the user's next of kin or other proper legal request to do so.
 
7. How Moneybook2u.Com Protects Information
 
Risks are inherent in sharing information. Although Moneybook2u.Com allows you to set privacy options that limit access to your information, please be aware that no security measures are perfect or 
 
impenetrable. Moneybook2u.Com cannot control the actions of other users with whom you share your information, nor the general public. Moneybook2u.Com cannot guarantee that only authorized persons will 
 
view your information. Moneybook2u.Com cannot ensure that information you share on or through the Moneybook2u.Com Network, including but not limited to information shared on or through Third Party 
 
Provider services, will not become publicly available. 
Moneybook2u.Com is not responsible for third party circumvention of any privacy settings or security measures on the Moneybook2u.Com Network. You can reduce these risks by using common sense security 
 
practices such as choosing a strong password, using different passwords for different services, and using up-to-date antivirus software. Also, always log off your Account and close your browser window each 
 
time you have finished visiting Moneybook2u.Com so others cannot access your Account, especially if you are sharing a computer or using a computer in a public venue.
 
8. Section Titles
 
The section titles in this Privacy Policy are for convenience only and have no legal or contractual effect.
 
9. Privacy Policy Changes
 
Moneybook2u.Com may amend this policy from time to time, in its discretion. If Moneybook2u.Com makes any substantial changes in the terms of this policy, Moneybook2u.Com will notify you by posting the 
 
changes here on these Privacy Policy pages. Accessing the Moneybook2u.Com Network or using the Services after a notice of changes has been sent to you or published on the website shall constitute your 
 
consent to the changed terms or practices.
 
If you have more questions or comments, please send your feedback at: moneybook2u@live.com
 
 
Contacting Us 

If there are any questions regarding this privacy policy you may contact us using the information below. 
Email : moneybook2u@live.com
Mobile : 0088 01558520485 | 008615986627992
​** Release Date : 20.11.2011 ( Last Update ) **